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The use of the structured address will be mandatory for all parties and all payment types ("D" for domestic, "S" for SEPA, "X" for cross-border and domestic foreign currency) starting from November 2026.
The use of structured addresses is recommended for all payment types. In general, the sub-element "Postal Address" is only allowed in combination with the element "Name". However, the element "Name" can also be used w...
Since 2020, QR invoices have been an integral part of Swiss payment transactions. They were introduced to replace the variety of old payment slips and make payments faster, more secure, and more uniform. A decisive ch...
From 19 November 2023 onwards, the SEPA payment scheme participants concerned cannot reject SEPA payment transactions only due to the inclusion of a structured address. The use of an unstructured address will still be...
New requirements for the QR-bill come into force on 21 November 2025. From this date, only structured addresses (address type “S”) can be used in the Swiss QR code. This means that both your own address (biller) and t...
La première partie présente les adaptations apportées aux SPS 2025. La deuxième partie récapitule les adaptations visant à améliorer l’intelligibilité et qui ne faisaient pas partie de la procédure de consultation.
2.1 Adjustment to "Use of address information Use of address information has been revised. Hybrid structure will be introduced and unstructured address will be removed.
However, due to the already high usage of the structured address in Switzerland and in Liechtenstein, the Swiss Payment Standards will not be generally adapted.
The new address format will be mandatory for all payment orders as of 14 November 2026. Support for the hybrid address depends on the financial institution’s offering and is optional under the Swiss Payment Standards.
F would like to suggest the inclusion of the LEI as a data element in the payment message within the Swiss Payment Standards (SPS). When the LEI is added as a data attribute in payment messages, al.
Recommendations for the use of payment transaction standards for the financial services sector in Switzerland and Liechtenstein are developed together with experts. Here you will find various tools that will help you ...
The new address format will be mandatory for all payment orders as of 14 November 2026. Support for the hybrid address depends on the financial institution’s offering and is optional under the Swiss Payment Standards.
